10 Best Refer and Earn Money Apps in India 2022

Are you looking for some best refer and earn money apps in India 2022? If yes, then this article is for you. In this article, you will get to know the 10 best refer and earn apps in India 2022 that can be helpful to earn some decent income per month by referring friends.

In India, we can earn money online in a lot of ways. Application ‘refer and earn’ is one of those. There are a lot of best refer and earn money apps in India available. If you wish you can download any app and start referring friends to earn free Paytm cash. Some of the apps come with instant Paytm Cash offers whereas some apps come with Bank cashback offers.

In this article, you will get to know the top 10 best refer and earn apps that will help you to earn a decent income per month. To earn money through referral you need some people who are new and did not have the app yet on their smartphone. If they install the app then you will earn the reward from that app. So let’s take a look at the below mentioned refer and earn apps and download the best suitable app for you.

Best Refer and Earn Apps

Here is some of the best invite and earn application list. Apart from these, there are some other apps also available like Paytm, Myntra, Flipkart, EarnKaro, Fantasy Power 11 or Real11 that provide some good money for referring and earning. But the fact is I wanted to write an article as short as possible. That’s why I have not included refer and earn apps more than 10.

ApplicationSignUp AmountReferral Amount
1. Upstox₹1200
2. Groww₹101₹100
3. PhonePe₹125
4. Paytm First Games₹50₹5,000
5. My11Circle₹1500₹551
6. GameZy₹12651₹12651
7. 11Challengers₹5020% Commission
8. Vision11₹30020% Commission
9. Google Pay₹21₹150
10. MobiKwik₹75₹75

1. Upstox Referral Program

It is an investment app. We can buy and sell stocks, mutual funds through this app. If you are looking to invest money online in stocks or mutual funds then I feel Upstox is one of the best solutions. Apart from investment, we can earn money from the Upstox app by referring friends. It comes with an attractive ”refer and earn offer”. That’s why many people including me things Upstox is one of the best refer and earn apps in India 2022.

Upstox refer and earn proof

You will get ₹1200 for every new referral. For the first time, you will get a ₹400 if they open their stock account on the Upstox app. After that, you will get a ₹400 cashback more into your Upstox account if they invest for the first time. You can buy stocks or mutual funds on this app through Net banking, UPI, Bank or NEFT/RTGS/IMPS easily. Please remember you can add money into your Upstox account with the linked bank account only. After investing for at least one time you will be able to withdraw your referral earnings into your bank account.

2. Groww Invite and Earn

Groww app is also an investment app. In this app, we can make money by investing our money in stocks and mutual funds. Apart from this, you can earn money through the Groww refer and earn offer. Groww comes with a referral program.

Groww mutual fund app review

If you refer friends then both of you will get ₹100 cashback into your account. Either you can invest this money or can withdraw it to your bank account. Please remember the Groww refer and earn offer are only for those people who have invested some money into their Groww account at least once.

3. PhonePe Share and Earn

It is a money transfer app in India. This app helps us to transfer money from one bank to another easily. We can recharge or pay bills through the PhonePe app. At the same time, we can invest our money into mutual funds or gold with one click. PhonePe comes with a referral offer. If you refer your friends and share the invite link then you will get a ₹125 cashback into your wallet. At the same, the person who will download the app can win some scratch cards.

PhonePe invite and earn

You can use this referral balance to invest, recharge, pay bills or buy gold. If you have some friends who did not install the PhonePe app yet then this is a golden chance for you. Simply refer them and earn money in your PhonePe wallet.

4. Paytm First Games

It is a money earning game app. Paytm First Games is an official gaming app from Paytm. We can play different types of games and earn money. It comes with a referral offer. If you share the referral link with your friends then you will get up to ₹5,000 deposit cash into your wallet. There are multiple easy games available in Paytm First Games app.

paytm first games refer and earn offer

You can easily play those games to convert your deposit cash into real cash. After that, you can transfer your winning balance from ₹100 into your Paytm wallet and Bank account. For your information, Sachin Tendulkar is the brand ambassador of this app.

5. My11Circle Refer and Earn

Rummy Circle and My11Circle are the same apps. Sourav Ganguly, VVS Laxman, Ajinkya Rahane are the brand ambassador of this app. You can play rummy and fantasy games on this app. If you download this app then you will get a ₹1500 bonus to play games. Also, for every referral, you will get upto ₹551 into your bank. This is not a bonus, it is real cash.

my11circle-minimum-withdrawal

Either you can play games with this money or you can transfer it to your Bank. Only one free withdrawal per month is allowed. After that, you have to pay a ₹15 withdrawal charge. You can only withdraw your referral and winning balance into your Bank and UPI.

6. GameZy Refer and Earn

GameZy is also another gaming app. We can play different kinds of games on this app. KL Rahul is the brand ambassador of this app. It comes with an attractive referral offer. But I don’t think it is one of the best refer and earn offers. It is because for GameZy referral both of you will get upto ₹12651 bonus into your wallet.

gamezy-minimum-withdrawal

You can only use a 25% to 30% bonus to join a contest. The best feature of this app is the easy and fastest withdrawal. The minimum withdrawal of the GameZy app is ₹25. You can withdraw the money into your Paytm wallet and Bank account. GameZy will deposit the money into your account within 3 hours.

7. 11Challengers Referral Program

11Challengers is a fantasy app. You can play different kinds of fantasy games on this app. This is one of the best and new applications in the fantasy market. It also runs a referral or affiliate program. If you refer friends then both of you will get a ₹50 bonus to play games. Apart from this, you will get a 20% contest commission for a lifetime.

11challengers refer and earn

Every time your friend deposits money in their wallet you will get 20% of it into your winning balance. You can withdraw your winning balance and referral balance from as low as ₹100 in your Paytm wallet and bank account. I feel it is one of the best affiliate programs in India 2022.

8. Vision11 Affiliate Program

Vision11 and 11Challengers are almost the same apps. Both of these two are fantasy apps and also run affiliate programs. If you refer friends then you will get a ₹100 bonus and your friend will get a ₹300 bonus to play games. Apart from this, you will get a 20% profit commission for every new referral. Every time they add money into their wallet, you will get 20% of it into your winning balance.

vision11-refer-and-earn

Vision11 comes with a ₹100 minimum withdrawal and ₹2,00,000 maximum withdrawal options in a day. If you choose instant withdrawal and Paytm withdrawal then you can withdraw the maximum of ₹50,000 in a day.

9. Google Pay Refer and Earn

Google Pay or Tez is the best money transfer app right now. It is because it provides scratch cards, offers and cashback for each transaction and send money. Every time you pay ₹150 or more from the Google Pay app, you will get a scratch card.

Google Pay refer and earn

Google Pay runs a ‘refer and earn offer’. If your friend downloads the Google Pay app from your link and transfer money for the first time then you will get a ₹150 cashback in your linked Bank account and they will get ₹21 cashback into their bank account. I feel Google Pay is one of the best refer and earn apps in India 2022.

10. MobiKwik Refer and Earn

MobiKwik is also a money transfer and UPI app in India. If you share the MobiKwik invite link with your friends then you will get a ₹75 cashback into your MobiKwik wallet. Please remember you can not earn more than ₹9,999 in a year from MobiKwik. You can use the referral balance to recharge, bill payments, or make any other kind of payment online.

MobiKwik share and earn

FAQ: Best Refer and Earn Apps India

1. How do I earn by refer and earn?

If you share the invite link with your friends and if they signup through your link then you will earn money for every new referral.

2. Which is the best refer and earn app?

As of now, Upstox is the best refer and earn app. It is because they provide ₹1200 cashback for every new referral. If we share invite links with friends then we will get ₹800 if they open their stock account and if they invest the money we will get another ₹400. The best part is we can withdraw the money into our bank account easily.

3. What is a Paytm refer and earn offer?

If you refer your friends to SignUp and make payment through the Paytm UPI then you will get a ₹100 cashback into your UPI linked bank account.

4. What are the best referral earning apps?

Paytm First Games, GameZy, 11Challengers, Upstox, Groww are some of the best referral earning apps in India.

5. How to refer and earn in Amazon?

Amazon stoped its referral program for the past few months. If you refer your friends to join Amazon UPI then you will get a ₹21 cashback into your Amazon Pay balance.

6. How to refer and earn in Myntra?

If you refer friends then you will get ₹200 MynCash and the person who joins through your link will get a ₹100 MynCash. You can use this MynCash upto 10% to buy any product.

Suvam Biswas

BKTricks is a multi-niche blog for tips & tricks, offers, fantasy cricket, referral codes etc. In this blog, you will learn application tricks and offers. This blog is managed by Suvam Biswas.

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